Institutional Veratad VX Journey — Zero Annual Commitments

Veratad’s Enterprise Identity Engine. Pooled & Pay-As-You-Go.

Access turnkey Age Verification, Government ID document capture, and dynamic Knowledge-Based Authentication (KBA) powered directly by Veratad VX Journey. No $25k/yr contracts or enterprise retainers—just developer-first APIs, zero-PII client tokens, and simple prepaid balance top-offs.

Start with $50 Deposit + 20 Bonus Checks Read the API Docs

Zero PII Database Storage

Sub-500ms API Latency

Veratad VX Powered

# Single call creates an isolated, pre-authenticated verification journey

curl -X POST https://api.modlet.app/v1/journeys \
  -H "Authorization: Bearer $MODLET_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{
    "flow": "age_verification",
    "target_age": 21,
    "methods": ["data_match", "id_scan"],
    "country": "US",
    "metadata": { "order_id": "order_1001" }
  }'

# Real-time webhook delivered to your endpoint with HMAC-SHA256 signature

{
  "id": "evt_9a8b7c6d5e4f",
  "type": "journey.completed",
  "created_at": "2026-11-14T18:00:02Z",
  "data": {
    "journey_id": "jrn_8f3a2b1c",
    "status": "verified",
    "method_used": "kba_challenge",
    "kba_score": 100,
    "checks": {
      "kba_passed": true,
      "age_verified": true,
      "id_document_verified": true
    }
  }
}

HTTP 200 OK — 184ms response

POST /v1/journeys

Architecture & Capabilities

Engineered for Developers. Trusted by Enterprise.

Everything you need to orchestrate identity verification workflows without storing toxic PII or managing complex compliance infrastructure.

New Highlight

Knowledge-Based Authentication (KBA)

Dynamic, out-of-wallet challenge questions powered by Veratad VX. Tailored for IRS e-sign compliance (Forms 8878/8879), remote online notaries, and high-trust platforms.

Feature spec

Proven Core

Age Verification & Document Scan

Our proven bread and butter. Instant government-issued ID capture, automated driver’s license analysis, and real-time biometric facial matching.

Feature spec

Compliance First

Zero-PII Deferred Tokenization

Pass end-user details via Just-In-Time client prefill tokens directly to our secure iframe. Your servers never store or touch sensitive personal data.

Feature spec

< 500ms Latency

Sub-Second Response Latency

Engineered on serverless edge infrastructure delivering sub-500ms API response times and carrier-grade 99.99% uptime SLAs.

Feature spec

Real-Time Sync

Cryptographically Signed Webhooks

Receive real-time HMAC-SHA256 signed event payloads directly to your backend with automatic exponential backoff retry policies.

Feature spec

Pay As You Go

No Monthly Minimums or Retainers

Pooled pay-as-you-go balance with quick top-offs starting at $50. No multi-month enterprise contract lock-ins.

Feature spec

Integration Flow

How Modlet Identity Works

Orchestrate end-to-end verification in four simple steps without managing identity databases.

01 Step 1 of 4

Create Journey via REST API

Your backend calls POST /v1/journeys with an idempotency key to initiate a verification session.

POST /v1/journeys

02 Step 2 of 4

Generate JIT Prefill Token

Your client receives a single-use token to mount our secure zero-PII verification modal in your app.

Client SDK / Iframe

03 Step 3 of 4

Veratad VX Verification Engine

Modlet evaluates identity via dynamic KBA questions, document capture, and biometric validation powered by Veratad.

Veratad VX Engine

04 Step 4 of 4

Signed Webhook Event Notification

Your webhook endpoint receives an HMAC-signed payload with the verification status and reason codes.

Webhook: journey.completed

Zero Sensitive Data Exposure: All PII attributes are routed directly through ephemeral encryption channels. Your application database never touches or retains plain text identity data.

View Flow Sequence Diagram

Trust & Compliance

Security Built into Every Layer

Bank-grade encryption, zero persistent PII storage, and certified compliance integrations.

Veratad VX Technology Partner

Identity and age verification engine backed directly by Veratad’s institutional compliance platform.

Verified Posture

Zero PII Retention

Verification metadata is cryptographically hashed; sensitive PII is never stored in persistent databases.

Verified Posture

End-to-End Encryption

All data in transit is protected via TLS 1.3 with AES-256 KMS encryption for transient records.

Verified Posture

Tamper-Evident Signatures

Every webhook event is cryptographically signed with HMAC-SHA256 signatures for origin verification.

Verified Posture

Simple Prepaid Balance

Enterprise Identity on a Flexible Balance

No monthly platform fees, setup retainers, or annual contracts. Test with free verifications, then simply top off your balance as you need.

Merchant Pilot Credit

Get 20 Bonus Verifications on Activation

Put down an initial $50 prepaid balance to activate your live Veratad VX keys, and we credit your account with 20 complimentary bonus verifications upon store approval.

Activate Account & Claim Bonus